San Francisco, CA, September 22 – A five-vehicle crash on Highway 101 in San Francisco injured one person on Monday evening, according to the California Highway Patrol. The injured individual was taken to a local hospital for treatment following the multi-vehicle collision. CHP has not yet said what caused the vehicles to crash, and the agency’s report did not include additional information about the people or vehicles involved.
San Francisco Five-Vehicle Crash on Highway 101 Injures One
According to the California Highway Patrol, the crash occurred at approximately 6:14 p.m. on northbound Highway 101 near Peninsula Avenue. Five vehicles were involved in the collision. The CHP’s initial report did not specify how the crash unfolded or which vehicle or vehicles initiated the chain of events on the freeway.
The one person hurt in the crash was transported to a local hospital for treatment, the California Highway Patrol reported. The report did not specify the extent of that person’s injuries or identify which vehicle they had been traveling in. The CHP’s report did not indicate that anyone else was injured in the five-vehicle crash.
As of the CHP’s report, the events leading up to the crash had not been determined. The agency’s report did not include the identities of those involved, descriptions of the vehicles, or whether any citations had been issued. It also remains unclear whether the five vehicles sustained major damage or how traffic on Highway 101 was affected by the crash.
What the at-fault driver is required to carry, and why it often is not enough
Vehicle Code section 16056 sets California’s minimum liability limits, and they changed recently. For a policy issued or renewed on or after 1 January 2025, the minimum is $30,000 for injury to or death of one person, $60,000 where two or more people are hurt, and $15,000 for property damage. Policies written before that date may still carry the older minimum of $15,000, $30,000 and $5,000.
Those are floors, not typical limits, and a single hospital admission can exhaust the lower figure before any other loss is counted. Where the at-fault driver carries the minimum, the uninsured and underinsured motorist cover on the injured person’s own policy is often the part that matters most, and it is worth checking early rather than after the other insurer has made an offer.
The deadline that applies to a claim like this one
Code of Civil Procedure section 335.1 gives two years for an action for injury to, or for the death of, an individual caused by the wrongful act or neglect of another. The same two years covers an injury claim and a death claim; there is no separate, shorter period because someone died.
Talking to someone about it
Culver Legal represents people injured in collisions across California. A conversation about what happened costs nothing, and we work on a contingency fee, which means there is no fee unless we win. If we do not win, we do not pass the case costs on to you either.
Nothing on this page is legal advice about any particular case, and the facts of a reported collision often change as the investigation continues.
